| 30 Provisions | ||||
| P&C insurance | ||||
| EURm | 2013 | |||
| At 1 Jan. 2013 | 56 | |||
| Exchange rate differences | -3 | |||
| Additions | 13 | |||
| Amounts used during the period | -7 | |||
| Unused amounts reversed during the period | -1 | |||
| At 31 Dec. 2013 | 58 | |||
| Current (less than 1 year) | 52 | |||
| Non-current (more than 1 year) | 7 | |||
| Total | 58 | |||
| EURm 22 of the provision consist of assets reserved for the development of efficient administrative and claims-adjustment processes and structural changes in distribution channels result in organisational changes that affect all business areas. In addition, the item includes a provision of about EURm 33 for law suits and other uncertain liabilities. | ||||
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