Annual Report
2013
Annual Report Archive
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Group
Group CEO's Review
2013 in Figures
Strategy
Group Structure
Organization
Businesses
If P&C Insurance
Nordea
Mandatum Life
Personnel
If P&C Insurance
Mandatum Life
Corporate Responsibility
If P&C Insurance
Mandatum Life
Governance
Corporate Governance Statement
Governance Structure
Board of Directors
Board of Directors' Duties
Election and Terms of Office of Board Members
Board-Appointed Committees
Audit Committee
Nomination and Compensation Committee
Group Executive Committee
Group Executive Committee's Duties
Group CEO and President
Remuneration
Internal Audit
Insider Administration
External Auditor
Board of Directors' Report
Sampo Group
Business Areas
P&C Insurance
Associated Company Nordea Bank AB
Life Insurance
Holding
Governance
Changes in Group Structure
Annual General Meeting
Group CEO and President
Corporate Responsibility
Personnel
Remuneration
Risk Management
Shares, Share Capital and Shareholders
Shares and Share Capital
Authorizations Granted to the Board
Shareholders
Financial Standing
Internal Dividends
Ratings
Group Solvency
Debt Financing
Outlook
Dividend Proposal
Key Figures
Calculation of the Key Figures
Group Key Figures
P&C Insurance Key Figures
Life Insurance Key Figures
Per Share Key Figures
Risk Management
Sampo Group’s Operations, Risks and Earnings Logic
Risks
Earnings Logic
Sampo Group Steering Model and Risk Management Process
Parent Company's Guidance
Subsidiaries’ Activities and Risk Management
Parent Company’s Oversight and Activities
Risk Governance
Underwriting Risks
Non-life Insurance Underwriting Risks
Life Insurance Underwriting Risks
Investment Portfolio Market Risks
Asset Allocations and Investment Returns
Interest Rate and Currency Risks
Equity and Spread Risks
Counterparty Credit Risks
ALM Risks
Economic Value Risks
Liquidity Risks
Operational Risks
Operational Risk Management in If P&C
Operational Risk Management in Mandatum Life
Group Level Risks
Capitalization
Capitalization at Group Level
Capitalization at Subsidiary Level
Risk Management Process Outlook
Financial Statements
Group's IFRS Financial Statements
Consolidated comprehensive income statement, IFRS
Consolidated balance sheet, IFRS
Statement of changes in equity, IFRS
Statement of cash flows, IFRS
Notes to the accounts
Summary of significant accounting policies
Segment information
Notes to the Group’s Financial Statements
Sampo plc’s Financial Statements
Sampo plc’s income statement
Sampo plc’s balance sheet
Sampo plc’s statement of cash flows
Summary of Sampo plc’s significant accounting policies
Notes to Sampo plc’s Financial Statements
Approval of the Financial Statements and the Board of Directors’ Report
Auditor's Report
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Sampo Group's Annual Report 2013
Group
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31 December 2013
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