• Group

  • Group CEO's Review
  • 2013 in Figures
  • Strategy
  • Group Structure
  • Organization

  • Businesses
    • If P&C Insurance
    • Nordea
    • Mandatum Life

  • Personnel
    • If P&C Insurance
    • Mandatum Life
  • Corporate Responsibility
    • If P&C Insurance
    • Mandatum Life

• Governance

  • Corporate Governance Statement
  • Governance Structure
  • Board of Directors
    • Board of Directors' Duties
    • Election and Terms of Office of Board Members

  • Board-Appointed Committees
    • Audit Committee
    • Nomination and Compensation Committee
  • Group Executive Committee
    • Group Executive Committee's Duties

  • Group CEO and President
  • Remuneration
  • Internal Audit
  • Insider Administration
  • External Auditor

• Board of Directors' Report

  • Sampo Group
  • Business Areas
    • P&C Insurance
    • Associated Company Nordea Bank AB
    • Life Insurance
    • Holding
  • Governance
    • Changes in Group Structure
    • Annual General Meeting
    • Group CEO and President
    • Corporate Responsibility
    • Personnel
    • Remuneration
    • Risk Management

  • Shares, Share Capital and Shareholders
    • Shares and Share Capital
    • Authorizations Granted to the Board
    • Shareholders
  • Financial Standing
    • Internal Dividends
    • Ratings
    • Group Solvency
    • Debt Financing
  • Outlook
  • Dividend Proposal

  • Key Figures
  • Calculation of the Key Figures
    • Group Key Figures
    • P&C Insurance Key Figures
    • Life Insurance Key Figures
    • Per Share Key Figures

• Risk Management

  • Sampo Group’s Operations, Risks and Earnings Logic
    • Risks
    • Earnings Logic
  • Sampo Group Steering Model and Risk Management Process
    • Parent Company's Guidance
    • Subsidiaries’ Activities and Risk Management
    • Parent Company’s Oversight and Activities
    • Risk Governance
  • Underwriting Risks
    • Non-life Insurance Underwriting Risks
    • Life Insurance Underwriting Risks

  • Investment Portfolio Market Risks
    • Asset Allocations and Investment Returns
    • Interest Rate and Currency Risks
    • Equity and Spread Risks
  • Counterparty Credit Risks
  • ALM Risks
    • Economic Value Risks
    • Liquidity Risks
  • Operational Risks
    • Operational Risk Management in If P&C
    • Operational Risk Management in Mandatum Life

  • Group Level Risks
  • Capitalization
    • Capitalization at Group Level
    • Capitalization at Subsidiary Level
  • Risk Management Process Outlook

• Financial Statements

  • Group's IFRS Financial Statements
    • Consolidated comprehensive income statement, IFRS
    • Consolidated balance sheet, IFRS
    • Statement of changes in equity, IFRS
    • Statement of cash flows, IFRS
    • Notes to the accounts
      • Summary of significant accounting policies
      • Segment information
      • Notes to the Group’s Financial Statements

  • Sampo plc’s Financial Statements
    • Sampo plc’s income statement
    • Sampo plc’s balance sheet
    • Sampo plc’s statement of cash flows
    • Summary of Sampo plc’s significant accounting policies
    • Notes to Sampo plc’s Financial Statements
      • Notes to the income statement 1-4
      • Notes to the assets 5-10
      • Notes to the liabilities 11-14
      • Notes to the income taxes 15
      • Notes to the liabilities and commitments 16-18
      • Notes to the staff and management 19-21
      • Notes to the shares held 22

  • Approval of the Financial Statements and the Board of Directors’ Report
  • Auditor's Report

• Downloads

  • PDF Documents and Excel Tables

• Other pages

  • Glossary
  • User Guide
  • Financial Information and AGM 2014

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