| 5 Staff costs | |||||
| P&C insurance | |||||
| EURm | 2013 | 2012 | |||
| Staff costs | |||||
| Wages and salaries | -390 | -381 | |||
| Cash-settled share-based payments | -22 | -16 | |||
| Pension costs | |||||
| - defined contribution plans | -51 | -44 | |||
| - defined benefit plans (Note 31) | -22 | -7 | |||
| Other social security costs | -79 | -73 | |||
| P&C insurance, total | -564 | -521 | |||
| Life insurance | |||||
| EURm | 2013 | 2012 | |||
| Staff costs | |||||
| Wages and salaries | -33 | -31 | |||
| Cash-settled share-based payments | -5 | -3 | |||
| Pension costs - defined contribution plans | -5 | -5 | |||
| Other social security costs | -3 | -2 | |||
| Life insurance, total | -46 | -42 | |||
| Holding | |||||
| EURm | 2013 | 2012 | |||
| Staff costs | |||||
| Wages and salaries | -8 | -8 | |||
| Cash-settled share-based payments | -12 | -7 | |||
| Pension costs - defined contribution plans | -3 | -3 | |||
| Other social security costs | -1 | -1 | |||
| Holding, total | -23 | -18 | |||
| EURm | 2013 | 2012 | |||
| Group, total | -634 | -582 | |||
| More information on share-based payments in note 36 Incentive schemes. | |||||
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